At Lozinski Financial, we know most of the mortgage approval decision makers on a first name basis.

We do not usually deal with the mortgage clerk who has to submit the application to a higher level. This allows us to negotiate directly with the decision maker on your behalf. Most people looking for a mortgage shop diligently for the first week until they get rates and terms they are comfortable with. Rates can fall between the time of an application and the closing date, or a lower rate lender may be looking for business in the meantime, and the borrower can miss out on a better interest rate.

Lozinski Financial, is always aware of the best interest rate and can switch the mortgage application to the lowest rate lender to save you time and money.