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Lozinski Financial Services Ltd. is recommended by lawyers,
bankers, realtors, accountants, financial planners and most of all
by satisfied customers.
Many clients have told us that they made inquiries before using
our services and we came highly recommended by several different
people in their survey. A person looking for a mortgage can be turned
down by three different lenders for three totally different reasons
but may qualify easily with twenty other lenders.
If the person looking for a mortgage themselves is not discouraged
by the first turn down, they will have to make application and provide
documentation to each subsequent lender when they apply for the
mortgage. If they had applied to Lozinski Financial, a complete
file is kept and can be processed to any number of subsequent lenders
without the borrower having to resubmit information each time. This
saves a great deal of time and wear and tear on their credit bureau.
Each time you apply for credit, there is an inquiry on your credit
bureau. If several inquiries appear at the same time the lender
quickly becomes aware that you are shopping your mortgage application
or that you have been turned down several times. Each inquiry also
tends to lower your overall credit score.
Lozinski Financial will do a credit check with the credit bureau
at the time of application and most of our lenders will accept our
copy of the credit bureau in lieu of doing their own.
 
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