Why Choose Us
We are recommended by Realtors, Financial Planners, Industry Professionals, Lawyers, Bankers and most of all by previous customers.
All of our mortgage professionals are either AMP certified or working towards this designation, so you can feel confident that you are working with a professional who has met a high standard of ethics and is committed to continuous training.
We offer all of our clients personal and professional service. At Verico Lozinski Mortgage Corp. we work for you, not for the lender. We try to negotiate the best possible rates and terms for our clients. You have peace of mind in knowing that we are looking out for your best interest.
We are constantly in touch with the mortgage market seeking the lowest rates and best terms for our clients. If we save you a quarter of one per cent over the rate offered by your bank, it can save you more than $2,000.00 over a five year term on a $200,000.00 mortgage.
We deal with a number of different banks, institutional mortgage lenders as well as private mortgage lenders. This enables us to match the lender to your needs, instead of you to the lender’s needs, wherever possible. Our clients usually get what they ask for, not the ‘current flavour of the month’ offered by their financial institution.
Most lenders we deal with pay us a referral fee for receiving a funded mortgage application. In over 90 per cent of our mortgage transactions arranged, we do not charge our client for our services but rely on the referral fee paid by the lender. This means that our clients get great rates, great service and sound advice, all paid for by the lender.
Our mortgage professionals know most of the mortgage approval decision makers on a first name basis. We do not usually deal with the mortgage clerk who has to submit the application to a higher level. This allows us to negotiate directly with the decision maker on your behalf.
We can make finding a mortgage easier! A person looking for a mortgage can be turned down by three different lenders for three totally different reasons but may qualify easily with twenty other lenders. If people look for mortgages by themselves and are not discouraged by the first turn down, they will have to make application and provide similar documentation to each subsequent lender they apply to for the mortgage. If they had initially applied to Verico Lozinski Mortgage Corp., they would find that a complete file is kept and can be processed to any number of subsequent lenders without the borrower having to resubmit information each time. This saves a great deal of time and wear and tear on their credit bureau. If several inquiries appear at the same time lenders quickly become aware that you are shopping your mortgage application or that you have been turned down several times. Each inquiry also tends to lower your overall credit score. Verico Lozinski Mortgage Corp. will do a credit check with the credit bureau at the time of application and most of our lenders will accept our copy of the credit bureau in lieu of doing their own.
All of our mortgage professionals are either AMP certified or working towards this designation, so you can feel confident that you are working with a professional who has met a high standard of ethics and is committed to continuous training.
We offer all of our clients personal and professional service. At Verico Lozinski Mortgage Corp. we work for you, not for the lender. We try to negotiate the best possible rates and terms for our clients. You have peace of mind in knowing that we are looking out for your best interest.
We are constantly in touch with the mortgage market seeking the lowest rates and best terms for our clients. If we save you a quarter of one per cent over the rate offered by your bank, it can save you more than $2,000.00 over a five year term on a $200,000.00 mortgage.
We deal with a number of different banks, institutional mortgage lenders as well as private mortgage lenders. This enables us to match the lender to your needs, instead of you to the lender’s needs, wherever possible. Our clients usually get what they ask for, not the ‘current flavour of the month’ offered by their financial institution.
Most lenders we deal with pay us a referral fee for receiving a funded mortgage application. In over 90 per cent of our mortgage transactions arranged, we do not charge our client for our services but rely on the referral fee paid by the lender. This means that our clients get great rates, great service and sound advice, all paid for by the lender.
Our mortgage professionals know most of the mortgage approval decision makers on a first name basis. We do not usually deal with the mortgage clerk who has to submit the application to a higher level. This allows us to negotiate directly with the decision maker on your behalf.
We can make finding a mortgage easier! A person looking for a mortgage can be turned down by three different lenders for three totally different reasons but may qualify easily with twenty other lenders. If people look for mortgages by themselves and are not discouraged by the first turn down, they will have to make application and provide similar documentation to each subsequent lender they apply to for the mortgage. If they had initially applied to Verico Lozinski Mortgage Corp., they would find that a complete file is kept and can be processed to any number of subsequent lenders without the borrower having to resubmit information each time. This saves a great deal of time and wear and tear on their credit bureau. If several inquiries appear at the same time lenders quickly become aware that you are shopping your mortgage application or that you have been turned down several times. Each inquiry also tends to lower your overall credit score. Verico Lozinski Mortgage Corp. will do a credit check with the credit bureau at the time of application and most of our lenders will accept our copy of the credit bureau in lieu of doing their own.
